Retriever models thousands of scenarios so you can see the strategies that fit your situation.
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Answer questions about your timeline, school, and accounts.
We check your tax rates and surface the saving strategies that may fit your situation. We use real tax math.
Get your list of strategies, steps, and reminders to take action.
When you're earning a lower income it often means a lower tax bracket, which can open up strategies like Roth Conversion taxed at a lower rate, or selling investment gains at the 0% federal capital gains tax. Retriever models which of these could apply, based on the information you enter, and their estimated value.
Retriever is free to use today.
No, nothing on this site is tax advice. Retriever shows you modeled scenarios based on the information you enter.
All of these numbers are calculated by a deterministic optimization engine that reads federal and state tax codes and considers thousands of potential decision points for the financial context you enter. The numbers are estimates based on the information you provide and current tax law. Retriever doesn't see your full tax situation, so treat the output as a starting point to discuss with a professional, not a final answer.
No, Retriever models tax savings strategies for before you file your taxes. It does not file for you, so you can continue to use any service to file taxes.
Retriever was built by a Columbia MBA/MS candidate ('27) with 5 years building financial products at a fintech, after realizing how many tax strategies go unused by his classmates.
Retriever models federal and state taxes for students filing as US taxpayers. If you're a nonresident alien or have tax-treaty considerations, the tool won't capture those. Talk to a professional who handles international student taxes.